Skip to Content

How many people have Amex Centurion cards?

According to an American Express spokesperson, the Centurion card program is an exclusive members only club that is made up of an “elite group of cardholders who have achieved a level of success that allows them access to unique and extraordinary experiences.

” Estimates range from around 10,000 to approximately 18,000 cardholders worldwide.

Also, the American Express Centurion card is invite-only, so there is no set criteria for qualification. Generally, however, invitation is based on lifetime spending of at least $250,000–$450,000 per year on a “regular” American Express card and a good credit rating.

There is also a substantial, one-time initiation fee of something between $5,000 – $7,500 and, of course, a hefty annual fee of anywhere from $2,500 to $5,000.

How hard is it to get the Amex Centurion?

The Amex Centurion, or “Black Card” as it is nicknamed, is notoriously difficult to obtain. The card typically requires an invitation — and even then, applicants must prove that they meet a certain level of income or net worth to be eligible.

Additionally, cardholders must pay an annual fee for the privilege of having this card, though this fee is typically waived for the first year.

Generally, it is rumored that Amex looks for customers who have shown excellent spending habits, loyalty to the brand, and an ability to carry large balances with no delinquencies. Therefore, the bar to get this card is quite high; it is not just the average consumer who can easily get their hands on one.

Additionally, the Centurion card is not advertised publicly, so consumers are unlikely to find out how to apply unless they have some kind of personal connection to the company or through word of mouth.

All in all, it can be quite difficult to obtain a Centurion card, but not impossible. Those who provide proof of their wealth and stability can make a strong case for themselves, and even those without an invitation may be able to get one if they are in the right financial position.

In the end, it is up to each individual cardholder to demonstrate why having one of the most exclusive credit cards in the world is the right decision for them.

What income do you need for Amex Centurion?

The American Express Centurion card, also known as the “Black Card,” is an invite-only credit card that is reserved for high-net-worth individuals. To be eligible to receive an invitation from American Express, you’ll need to have a high-income to qualify.

While American Express does not provide an exact number, some have reported needing an annual income of at least $200,000 and having a net worth of over $1 million. Even if you meet the income requirements, acceptance is not guaranteed as American Express takes into account other factors such as account history and spending habits.

Additionally, American Express may also require you to provide documents verifying your income, such as bank statements, tax returns, and proof of income. To receive one of these exclusive cards, you’ll need to demonstrate that you are a financially responsible individual with a stable source of income.

What credit score is needed for American Express Centurion card?

The American Express Centurion Card, often referred to as the Amex Black Card, is an invite-only charge card offered by American Express to its most elite and wealthy customers. For most people, the American Express Centurion Card is somewhat of a mythical product, as the company does not publicly advertise it and the qualifications necessary to receive one are very broad.

Generally, it is believed that applicants need to have an excellent credit score, a very high annual income, and much more to be approved for the card. While there is no officially disclosed minimum credit score required for the Centurion Card, it is believed that your credit score should be in the 800-850 range in order to be approved for the card.

This range is much higher than many of the other premium cards offered by American Express and other major credit card issuers. In addition, applicants should have a very high annual income, often over $250,000 or more.

Which Amex gets you into Centurion?

The American Express Centurion Card, also known as the Amex Black Card, is a by-invitation-only card and is reserved for select, high-spending individuals. Those who are eligible for this card will receive an invitation via their normal Amex account.

In order to be eligible, customers must have a long history of spending with Amex, a perfect payment history and have significant financial resources.

Those who are members of the Centurion Card will receive an extensive range of exclusive benefits, privileges and lifestyle services. With the Black Card, you will get access to VIP lounges when travelling and other premium features, such as access to airport concierge services, airline upgrades, priority check-in, travel and insurance packages and discounts at select luxury providers.

In addition, cardholders will get rewards with their spending, such as cashback, gift cards and shopping discounts.

Does Amex Centurion have a limit?

Yes, the Amex Centurion card does have a limit. However, it is not publicly disclosed and you would need to be invited by American Express to apply for the card and then you would be given the limit.

Generally, the limit for the card is quite high and often times, according to reports and anecdotal evidence, it is at least $50,000 USD. Additionally, the limit may be raised depending on the specific circumstances of the cardholder.

All in all, the card has a higher limit than most other credit cards, though the exact limit is not disclosed publicly.

What credit cards do billionaires use?

Billionaires typically use a variety of credit cards depending on their personal preference and financial needs. The most popular credit cards used by billionaires include the Black Card from American Express, the Visa Black Card, the Citi Chairman card, and the Chase Sapphire Reserve.

The Black Card from American Express comes with an annual fee of $550 and offers exclusive rewards and access to luxury experiences. The Visa Black Card offers more flexibility, but it also has an annual fee of $495.

The Citi Chairman card provides high levels of luxury with an annual fee of $500 and offers discounts on products and experiences. Lastly, the Chase Sapphire Reserve is a popular premium rewards credit card that features an April fee of $550.

This card offers a generous signup bonus, flexible redemption options, and priority customer service. Additionally, many billionaires also use bank-issued cards from JPMorgan Chase and Goldman Sachs, which provide additional perks and level of service.

Ultimately, the credit cards chosen by billionaires depend on their individual preferences and financial strategies.

How many Centurion card holders are there?

At present there is no definitive answer to how many Centurion card holders there are. It is widely known that the Centurion Card, also called the “Black Card,” is an exclusive, invitation-only card from American Express that is reserved only for those who have a high net worth or who spend an exorbitant amount of money on their American Express cards.

As a result, the exact number of Centurion Card holders is commercial information and not easily accessible.

Based on research, however, it has been estimated that as of 2020 there are approximately 40,000 Centurion Card holders worldwide. It is also believed that on average there is one Centurion Card holder for every one million card holders at American Express.

Additionally, while American Express does not publicly disclose the number of Centurion Card holders, in November 2017, the company stated that its total card base had grown to 113 million. It is believed this was the first time that American Express referenced the number of Centurion Card holders, though the number could obviously have changed since then.

Because the American Express Centurion Card is known to be an exclusive, invitation-only card, it is probable that the number of Centurion Card holders is limited.

Does Amex Platinum require proof of income?

No, American Express (Amex) Platinum does not require proof of income. However, like with many other credit cards, Amex takes into consideration multiple factors when deciding whether or not to accept an individual’s application, including their income.

Amex does ask for some basic financial information, such as total annual income, when signing up for the card. This helps Amex determine if the individual is able to manage the card responsibly. Additionally, Amex may also use other financial information such as an individual’s credit score, employment history and total debt when assessing the card application.

Having proof of income isn’t mandatory, but it can help an individual’s application to be approved.

Is there a minimum income for Amex Platinum?

No, there is not a minimum income requirement for American Express Platinum. American Express does not have a specific income requirement for its Platinum Card but instead evaluates each applicant based on a variety of factors including credit history, credit score, income, debt-to-income ratio, and previous credit history with American Express.

Your overall financial profile is taken into account when evaluating your application. You may be asked to provide proof of income such as a recent pay stub or tax return. American Express Platinum members may also enjoy extra benefits such as bonus points, exclusive access to special events, and complimentary memberships in certain business clubs.

What should your income be for Amex Platinum?

Your income should be at least $50,000 per year to qualify for the American Express Platinum card. However, you should note that although the minimum income requirement is $50,000 per year, American Express does take into consideration other contributing factors when applying for a card.

These factors may include your income, plus other assets, such as investments or savings. Additionally, American Express looks at your credit score and financial history to gain a better understanding of your finances and overall creditworthiness.

Having a greater overall financial picture will increase your chances of being approved for the Amex Platinum card.

What is the highest American Express card?

The highest American Express card is the Centurion® Card from American Express. Also known as the Black Card, this exclusive metal credit card offers an array of benefits such as access to luxurious airport lounges, a dedicated premium concierge team available 24/7, no preset spending limit, special benefits at high-end hotels and resorts, and access to unique experiences and lifestyle perks like cuisine tasting.

This ultra-premium membership comes with an initiation fee of $5,000 and an annual fee of $2,500. The Centurion® Card is available by invitation only to select premium customers who have shown an undeniably deep commitment to American Express.

Is Centurion higher than platinum?

No, Centurion is not higher than Platinum. The Centurion card, also known as the American Express Black Card, is a credit card offered by American Express, which is a tier below the Platinum Card from American Express.

The Centurion card has a more exclusive and elite level of benefits than the Platinum Card, but the Platinum Card does offer more comprehensive and competitive benefits. The Centurion card tends to be for the ultra-wealthy, providing exclusive access to luxury experiences and services.

Platinum Cardmembers receive a wide range of benefits and bonus rewards points, as well as access to American Express Centurion Lounges, access to the Platinum Luxury Hotel Collection and the Fine Hotels & Resorts program.

Centurion Cardmembers enjoy additional exclusive benefits, such as access to the Centurion Concierge service and a higher welcome bonus.

What is the hardest black card to get?

The hardest black card to get is the American Express® Centurion® Card, also known as the Amex Black Card. The card is shrouded in mystery and only a select few can carry it. It is invitation-only and some of the benefits include access to exclusive events, luxury travel, and personalized concierge services.

It comes with a high annual fee and a high annual spending requirement. It is not just any person that can get this card; you must be extremely wealthy and have a good track record with American Express in order to even be considered.

How rare is it to get a black card?

It is quite rare to obtain a black card, as they are typically reserved for individuals with an extremely high net worth and are invitation only. Many of these cards are either linked to specific brands or only available through select private banks and financial institutions.

For example, the American Express Centurion Card, which is often referred to as the “black card,” requires a $75,000 initiation fee and a $4500 annual fee. As a result, only a very select few individuals qualify to be invited to carry such a card.

Similarly, the only card available through Citibank’s Ultima program is the Palladium Card, and requires an initiation fee of $300,000.