Whether or not there is a “better” card than the American Express Gold card depends largely on your individual spending habits and financial goals. The Amex Gold card is an excellent option if you’re looking for a card that rewards you for your everyday spending.
It also comes with a very generous welcome offer, plus it offers a variety of travel benefits.
If you’re looking for a card that has very specific rewards, such as one that focuses on a specific type of spending, you may be able to find a card that better suits your needs. For example, the Chase Sapphire Preferred offers a great return on dining, travel and entertainment spending.
The Chase Freedom Unlimited Card is a great option if you’re looking for a flat-rate rewards card with a low annual fee. It offers an unlimited 1.5% cash back rate on all purchases, plus it comes with a welcome offer that can be used as a statement credit.
Ultimately, the best card for you will largely depend on your personal spending habits and needs. Take some time to compare each card’s benefits and rewards structure to decide which one best fits your lifestyle.
What card is comparable to Amex Gold?
The American Express® Gold Card is a great choice for earning bonus rewards on everyday purchases. It offers bonus rewards on many categories, including 3X points on flights, 2X points on restaurants, U.S. supermarkets and U.S. gas stations, 1X points on all other purchases, and a $100 Airline Fee Credit.
For dining out, earn 4X Membership Rewards® points at U.S. restaurants. The card also has no foreign transaction fees, making it a great choice when travelling abroad.
If you’re looking for a card that is similar to the American Express Gold, the Chase Sapphire Reserve℠ Card is a great option. It offers bonus rewards on all travel and dining purchases, plus 3X points on every dollar spent on travel and dining, and 1X points on all other purchases.
Plus, you’ll get a 50% bonus when you redeem points for travel through Chase Ultimate Rewards . And like the Amex Gold, the Chase Sapphire Reserve has no foreign transaction fees, making it an ideal choice for worldwide spending.
What card is better than the American Express Gold Card?
The American Express Platinum Card is often considered to be a better choice than the American Express Gold Card. The Platinum Card offers a range of enhanced benefits, including access to the American Express Global lounge and membership to the By Invitation Only program.
Additionally, Platinum Card holders can take advantage of a higher rate of earning points on travel and dining, as well as access to exclusive deals. Furthermore, the Platinum Card comes with complimentary travel insurance, higher spending limits, and more.
All in all, the American Express Platinum Card provides far more benefits than the Gold Card, making it the superior choice for travelers who are looking for a more comprehensive experience.
Is Amex Gold a luxury card?
American Express Gold is an aspirational card with a wide range of benefits and perks that can be considered luxurious for those with an affinity for travel, dining, and lifestyle brands. The card features a rewards program that offers up to 4X Membership Rewards Points per dollar spent with dining and U.S. supermarkets, 3X Membership Rewards Points per dollar spent at flights booked directly with airlines, and 2X Membership Rewards Points per dollar spent on all other purchases.
The card also comes with a welcome bonus of up to 60,000 Membership Rewards Points. It has no annual fee for the first year and is a limited-time offer which is why some may consider it a luxury card.
In addition, it offers access to exclusive experiences and events, invitation-only American Express events, shopping and travel benefits, and more. With all these features and benefits, there is no doubt that American Express Gold is one of the most luxurious and elite cards available.
Is the Amex gold card still worth it?
The American Express Gold card is still worth it for many people. It offers some useful benefits and rewards, such as 4x points on restaurant purchases and at U.S. supermarkets up to $25,000 a year and 3x points on flights booked directly with the airlines, as well as a slew of travel and shopping protections and insurance.
Additionally, the American Express Gold card has access to the American Express Global Lounge Collection, which includes more than 1,200 airport lounges. This is especially useful for frequent flyers, as it allows them to access lounges and relax without paying for the often hefty membership fees.
The card also offers a $120 annual dining credit to cover eligible purchases from U.S. restaurants and a $100 airline fee credit for incidental charges such as baggage fees.
All in all, the American Express Gold card can be extremely valuable if you’re looking to reap big rewards, especially if you’re someone who frequents restaurants and supermarkets, and who likes to travel or shop online.
Plus, if you already have a few American Express cards, the Gold Card can offer an extra layer of protection.
Do rich people use Amex cards?
Yes, rich people use Amex cards. Amex is a popular credit card provider that offers a variety of cards with different rewards and benefits for different types of users. Amex cards are a status symbol for many high-end consumers due to the exclusive rewards and benefits they offer, such as access to exclusive events, personal consumers service, exclusive retail and restaurant discounts, and luxurious rewards like travel and entertainment perks.
Rich people tend to spend more than the average consumer and they appreciate the extra value associated with Amex cards. Amex also offers high-end cards that offer premium perks like access to VIP lounges, complimentary priority boarding and upgrades, and discounts on hotels, airfare and car rentals.
Amex cards can also help affluent consumers build their credit profile and make secure online purchases. All in all, Amex is widely used by rich people due to its exclusive benefits and luxury rewards.
What income do you need for Amex Gold?
The American Express Gold Card has different income requirements depending on the type of the card you are applying for. Generally, the basic American Express Gold card requires applicants to have an annual gross income of at least $20,000 or an annual household income of at least $40,000.
The American Express Gold Rewards Card requires applicants to have an annual gross income of at least $30,000, or an annual household income of at least $60,000.
Applicants for the American Express Gold Card are also required to meet a minimum credit score requirement of 660. While American Express does not specify an exact amount, your credit score should generally be in the “good” to “excellent” range (690 to 850).
Finally, American Express also requires that all applicants have a good payment history with other financial institutions, such as banks, credit unions and other credit card companies.
Overall, if you want to apply for the American Express Gold Card, you should have an annual gross income of at least $20,000 or an annual household income of at least $40,000, a “good” to “excellent” credit score (690 to 850), and a good payment history with other financial institutions.
What happened to Amex gold card?
American Express Gold Card was retired in June 2019 and was replaced with the American Express® Gold Card. This new credit card offers a more comprehensive rewards structure and provides card members with an even greater set of benefits.
Under the new rewards structure, holders of the American Express® Gold Card will be able to earn 4x points for eligible purchases at U.S. Restaurants, as well as 4x points for eligible purchases of up to $25,000 per calendar year at U.S. supermarkets.
Card members will also be able to earn 3x points per dollar spent on flights booked directly through the airline or through American Express Travel, and 1x points per dollar spent on all other eligible purchases.
Some of the benefits associated with the new American Express® Gold Card include a $100 Airline Fee credit, access to a suite of travel protections including emergency medical and travel insurance, no foreign transaction fees on purchases made outside of the United States, and exclusive access to entertainment corners, culinary workshops, and other experiential activities.
The annual fee for the new American Express® Gold Card is $250.
Is it worth upgrading to Amex platinum from gold?
Whether or not upgrading to American Express Platinum from American Express Gold is worth it depends on your personal preferences. It ultimately comes down to the individual’s needs, budget, and spending habits.
The American Express Platinum card offers many perks, such as access to Amex Centurion Lounges, a $200 annual airline fee credit, unlimited Boingo Wi-Fi, travel credit up to $200, Luxury Hotel & Resort Collection, car rental insurance, and roadside assistance.
These benefits may come in handy for frequent travelers, or those who frequently take advantage of Amex hotel and car rental partners.
The Platinum card also offers access to American Express’s higher rewards program, offering significantly higher rewards on purchases. With the Platinum card, you can earn up to 5x points on eligible travel purchases, plus up to 5x points on eligible dining and U.S. supermarket purchases.
This can significantly increase your rewards on regular purchases.
In addition, the American Express Platinum card has a higher annual fee of $550 compared to the American Express Gold card’s annual fee of $250. The additional $300 might be worth it if you take advantage of the many benefits and higher rewards the Platinum card offers.
Overall, whether or not the upgrade from American Express Gold to American Express Platinum is worth it is up to the individual. Make sure you understand all the benefits and rewards of each card, and compare how often you’d use those benefits and rewards to determine which card best fits your needs.
What are the hardest Amex cards to get?
The American Express cards that are the hardest to get are the American Express Platinum Card and the Centurion Card (also known as the Black Card). The American Express Platinum Card requires excellent credit and an income of at least $75,000 per year.
The Centurion Card requires even higher credit, an even higher income of at least $250,000 per year and must be invited by American Express to apply. In addition to their stringent criteria, both cards offer top-tier rewards and benefits, such as complimentary upgrades at hotels, access to airport lounges, and plenty of bonus points for spending.
Does Amex Gold get you into airport lounges?
No, the American Express Gold Card does not include access to airport lounge networks. However, you can access to the American Express Global Lounge Collection with the American Express Platinum Card.
The Global Lounge Collection includes over 1,200 lounges across 130 countries and includes access to Centurion Lounges, International American Express Lounges, Delta Sky Clubs (when flying Delta), Priority Pass Lounges and more.
Additionally, the American Express Gold Card does provide access to American Express Lounges located in New York, Miami, Miami Beach, Los Angeles, San Francisco, and Hong Kong.
Which American Express card is the most prestigious?
The American Express Centurion Card, also known as the Black Card, is the most prestigious card from American Express. The card can only be obtained by invitation and comes with a range of exclusive benefits.
With the Centurion Card, cardholders can enjoy higher credit limits, dedicated Concierge services, access to exclusive events and lounges, as well as various travel and shopping advantages. There is also no pre-set spending limit, which allows for more flexibility when making purchases.
The Centurion Card is a symbol of wealth and power, making it the ultimate status symbol.
What is higher Amex black or platinum?
When comparing the American Express Black Card and the Platinum Card, the Black Card is typically viewed as the “higher” card. The Black Card carries a much larger annual fee and features more exclusive benefits, while the Platinum Card offers access to some of the same premium amenities, but with a lower annual fee.
The Black Card has an annual membership fee of $525 and comes with exclusive benefits like a $200 airline fee credit, a $200 Uber credit, and complimentary airport lounge access, as well as a concierge service that can help manage travel, dining, and entertainment arrangements.
In addition, the Black Card offers exclusive access to American Express’ ‘By Invitation Only’ events, like exclusive concerts and sporting events, as well as special discounts at select retailers.
The Platinum Card, on the other hand, has an annual fee of $550, but many of the same benefits as the Black Card. This includes the same $200 airline fee credit and $200 Uber credit, as well as complimentary airport lounge access and a personalized concierge service.
Additionally, the Platinum Card includes a $100 Global Entry application fee reimbursement, as well as access to American Express’ hotel and cruise collections for enhanced travel benefits.
Ultimately, when comparing the American Express Black Card and the Platinum Card, the Black Card is generally considered to be the “higher” card, due to its larger annual fee and exclusive benefits.
Is American Express Gold or Platinum better?
Which American Express credit card is better — Gold or Platinum — depends on your individual needs and preferences.
The American Express Gold card has a lower annual fee — currently $250 — than the American Express Platinum card, which is $550. However, the American Express Platinum card offers higher rewards and more lucrative benefits than the Gold card.
With the Gold card, you get 4X Membership Rewards Points per dollar spent at U.S. restaurants and supermarkets, and 3X Membership Rewards Points on flights booked directly with airlines or on amextravel.com.
By comparison, the American Express Platinum card offers 5X Membership Rewards Points on flights booked directly with airlines or on amextravel.com and 5X Membership Rewards Points on prepaid hotels booked on amextravel.com.
The American Express Platinum card also offers a broader range of additional perks, such as a $200 annual airline fee credit, complimentary access to more than 1,200 airport lounges worldwide, and up to $100 in annual Saks Fifth Avenue credits.
These benefits aren’t available with the Gold card.
Ultimately, which card is better for you will depend on how you spend your money and whether the premium benefits offered by the American Express Platinum card are worth the higher annual fee for you.
Is Amex Platinum better than black?
The American Express Platinum card offers a range of features and benefits that make it attractive to many consumers, including more flexible travel benefits, enhanced rewards, and exclusive experiences and access.
Whether the Amex Platinum card is better than the Black card ultimately depends on the individual’s personal preferences and spending habits.
When looking at the rewards and features of both cards, the Amex Platinum stands out for its superior flexible travel benefits. These benefits include airline fee credits, hotel collection upgrades, access to Centurion and Priority Pass lounges, and more.
The Amex Platinum card also offers higher rewards rates on airfare, hotels, and travel-related purchases, making it ideal for frequent travelers.
Additionally, the Amex Platinum card comes with exclusive experiences and access to special events. Cardholders can take advantage of curated events, advance tickets to Broadway shows, access to select music festivals and concerts, and more.
The Amex Black card also offers some of these experiences, but not all of them.
However, the Amex Black card has some benefits that could be more attractive to certain consumers. For example, the card features higher rewards rates on dining, entertainment, and general purchases.
The Amex Black card also has a higher annual fee than the Platinum card and comes with more extensive travel insurance coverage.
Overall, it’s difficult to definitively say whether the Amex Platinum card is better than the Black card. Both cards offer compelling features and benefits that could appeal to different consumers. The best decision will depend on an individual’s travel habits and spending patterns.
